/* M2 Financing — shared stylesheet (clean & minimal) */
:root{
  --ink:#141b24; --ink-soft:#3a4654; --muted:#697586;
  --line:#e7eaef; --line-soft:#f0f2f6; --bg:#ffffff; --bg-tint:#f7f8fb;
  --navy:#163a5f; --navy-dark:#0f2c49; --navy-tint:#eef3f8; --gold:#c79a3b;
  --radius:12px; --radius-lg:18px;
  --shadow:0 1px 2px rgba(16,28,45,.04), 0 8px 24px rgba(16,28,45,.06);
  --maxw:1140px; --pad:clamp(20px,5vw,40px);
  --font-sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --font-serif:"Newsreader",Georgia,"Times New Roman",serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-sans);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--navy-dark)}
h1,h2,h3,h4{font-family:var(--font-serif);font-weight:500;color:var(--ink);line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}
h2{font-size:clamp(1.6rem,3.4vw,2.3rem)}
h3{font-size:1.2rem}
p{margin:0 0 1rem}
.lead{font-size:clamp(1.05rem,2vw,1.28rem);color:var(--ink-soft);line-height:1.55}
.eyebrow{font-family:var(--font-sans);font-weight:600;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin:0 0 .9rem}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding-left:var(--pad);padding-right:var(--pad)}
.section{padding:clamp(56px,9vw,104px) 0}
.section--tint{background:var(--bg-tint)}
.section--navy{background:var(--navy);color:#dfe8f1}
.section--navy h1,.section--navy h2,.section--navy h3{color:#fff}
.center{text-align:center}
.measure{max-width:680px}
.measure.center{margin-left:auto;margin-right:auto}
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-sans);font-weight:600;font-size:.96rem;padding:.82rem 1.5rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:.18s ease;white-space:nowrap}
.btn--primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn--primary:hover{background:var(--navy-dark);border-color:var(--navy-dark);color:#fff;transform:translateY(-1px)}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--navy);color:var(--navy-dark)}
.btn--light{background:#fff;color:var(--navy);border-color:#fff}
.btn--light:hover{background:#eef3f8;color:var(--navy-dark)}
.btn--lg{padding:1rem 1.8rem;font-size:1.02rem}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:.6rem;font-family:var(--font-serif);font-size:1.4rem;color:var(--ink)}
.brand .mark{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:9px;background:var(--navy);color:#fff;font-family:var(--font-sans);font-weight:700;font-size:1rem;letter-spacing:.02em}
.brand b{font-weight:600}
.brand small{display:block;font-family:var(--font-sans);font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin-top:-2px}
.nav-links{display:flex;align-items:center;gap:2rem;list-style:none;margin:0;padding:0}
.nav-links a{font-family:var(--font-sans);font-weight:500;font-size:.96rem;color:var(--ink-soft)}
.nav-links a:hover,.nav-links a.active{color:var(--navy)}
.nav-cta{display:flex;align-items:center;gap:1rem}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px;color:var(--ink)}
.nav-toggle svg{width:26px;height:26px}
.hero{padding:clamp(60px,9vw,118px) 0 clamp(40px,6vw,72px)}
.hero .eyebrow{margin-bottom:1.1rem}
.hero h1{max-width:14ch}
.hero .lead{max-width:54ch;margin-top:.4rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2rem}
.hero-note{margin-top:1.4rem;font-size:.9rem;color:var(--muted)}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}
.trust div{background:#fff;padding:1.6rem 1.4rem}
.trust .n{font-family:var(--font-serif);font-size:1.9rem;color:var(--navy);line-height:1}
.trust .t{font-size:.92rem;color:var(--muted);margin-top:.4rem}
.head{max-width:660px;margin-bottom:clamp(32px,5vw,56px)}
.head.center{margin-left:auto;margin-right:auto}
.grid{display:grid;gap:1.2rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.7rem;transition:.18s ease}
.card:hover{border-color:#cfd8e3;box-shadow:var(--shadow);transform:translateY(-2px)}
.card .ic{width:44px;height:44px;border-radius:11px;display:grid;place-items:center;background:var(--navy-tint);color:var(--navy);margin-bottom:1rem}
.card .ic svg{width:23px;height:23px}
.card h3{margin-bottom:.4rem;font-family:var(--font-sans);font-weight:600;font-size:1.08rem}
.card p{font-size:.96rem;color:var(--muted);margin:0}
.card .ideal{display:block;margin-top:.9rem;font-size:.84rem;color:var(--navy);font-weight:500}
a.card{color:inherit}
.steps{counter-reset:step;display:grid;gap:1.4rem;grid-template-columns:repeat(3,1fr)}
.step{position:relative;padding-top:1rem}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--font-serif);font-size:1.5rem;color:var(--navy);display:block;margin-bottom:.5rem}
.step h3{font-family:var(--font-sans);font-size:1.05rem;font-weight:600;margin-bottom:.3rem}
.step p{font-size:.95rem;color:var(--muted);margin:0}
.svc-list{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}
.svc{background:#fff;display:grid;grid-template-columns:170px 1fr;gap:1.6rem;padding:1.8rem}
.svc .label{font-family:var(--font-serif);font-size:1.18rem;color:var(--navy)}
.svc p{margin:0;color:var(--ink-soft)}
.svc .ideal{display:block;margin-top:.6rem;font-size:.86rem;color:var(--muted)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,5vw,64px);align-items:center}
.panel{background:var(--navy-tint);border:1px solid #dde6f0;border-radius:var(--radius-lg);padding:clamp(24px,4vw,40px)}
.panel h3{font-family:var(--font-sans);font-weight:600;font-size:1.05rem;margin-bottom:.7rem}
.checklist{list-style:none;margin:0;padding:0;display:grid;gap:.8rem}
.checklist li{display:flex;gap:.7rem;font-size:.98rem;color:var(--ink-soft)}
.checklist svg{flex:0 0 auto;width:20px;height:20px;color:var(--navy);margin-top:2px}
.cta-band{text-align:center}
.cta-band h2{color:#fff;max-width:18ch;margin-left:auto;margin-right:auto}
.cta-band p{color:#cddbe9;max-width:48ch;margin:.4rem auto 1.8rem}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,5vw,56px);align-items:start}
.contact-info{display:grid;gap:1.5rem}
.contact-info .row{display:flex;gap:.9rem;align-items:flex-start}
.contact-info svg{flex:0 0 auto;width:22px;height:22px;color:var(--navy);margin-top:3px}
.contact-info .k{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.15rem}
.contact-info .v{font-size:1.05rem;color:var(--ink)}
.contact-info .v a{color:var(--ink)}
.contact-info .v a:hover{color:var(--navy)}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(22px,3.5vw,34px);box-shadow:var(--shadow)}
.field{margin-bottom:1.05rem}
.field.row2{display:grid;grid-template-columns:1fr 1fr;gap:1.05rem;margin-bottom:0}
.field label{display:block;font-size:.86rem;font-weight:600;color:var(--ink-soft);margin-bottom:.4rem}
.field input,.field select,.field textarea{width:100%;font-family:inherit;font-size:1rem;color:var(--ink);padding:.78rem .9rem;border:1.5px solid var(--line);border-radius:10px;background:#fff;transition:.15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(22,58,95,.1)}
.field textarea{resize:vertical;min-height:120px}
.form .btn{width:100%;justify-content:center;margin-top:.4rem}
.form-note{font-size:.82rem;color:var(--muted);margin:.9rem 0 0;text-align:center}
.site-footer{background:#0d1b2a;color:#9fb0c2;padding:clamp(48px,7vw,72px) 0 2rem}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem;padding-bottom:2.4rem;border-bottom:1px solid rgba(255,255,255,.1)}
.site-footer .brand{color:#fff}
.site-footer .brand small{color:#7e91a6}
.site-footer p{font-size:.92rem;max-width:34ch;margin:1rem 0 0}
.foot-col h4{font-family:var(--font-sans);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:#7e91a6;font-weight:600;margin:0 0 1rem}
.foot-col ul{list-style:none;margin:0;padding:0;display:grid;gap:.6rem}
.foot-col a,.foot-col li{color:#bccadb;font-size:.95rem}
.foot-col a:hover{color:#fff}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;padding-top:1.6rem;font-size:.82rem;color:#7e91a6}
.foot-bottom a{color:#9fb0c2}
.disclaimer{font-size:.8rem;color:var(--muted);max-width:760px;margin:2.4rem auto 0;line-height:1.5}
@media(max-width:900px){
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr;gap:1.6rem}
  .split,.contact-grid{grid-template-columns:1fr}
  .trust{grid-template-columns:repeat(2,1fr)}
  .foot-top{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .nav-links,.nav-cta .btn{display:none}
  .nav-toggle{display:inline-flex}
  .site-header.open .nav-links{display:flex;flex-direction:column;gap:0;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);padding:.5rem var(--pad) 1rem}
  .site-header.open .nav-links li{border-top:1px solid var(--line-soft)}
  .site-header.open .nav-links a{display:block;padding:.9rem 0;font-size:1.05rem}
  .grid-3,.grid-2{grid-template-columns:1fr}
  .trust{grid-template-columns:1fr 1fr}
  .svc{grid-template-columns:1fr;gap:.5rem;padding:1.5rem}
  .field.row2{grid-template-columns:1fr;gap:0}
  .foot-top{grid-template-columns:1fr}
  .hero-actions .btn{flex:1 1 100%;justify-content:center}
}